Starting a new job is exciting, but your company’s onboarding process can feel overwhelming. Choosing health and retirement benefits and filling out tax and beneficiary forms can be confusing. Read on to learn how the results of your choices during the onboarding process with your new employer can have serious impacts on your future. Beneficiary […]
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Four Financial Moves to Make When You Start a New Job
Congratulations on your new role. Stepping into a new position marks an exciting and important chapter in your life. As you navigate this transition, our team is here to protect your future through comprehensive financial and estate planning. Ensuring that you have the following items in place can set you up for success. We are […]
Continue reading…Planning for Clients Aging Without a Family Care Team
Almost every parent asks their child, “What do you want to be when you grow up?” The answer is almost never “caregiver to my aging parents.” But the reality of caregiving in America means that many adult children end up in this role, whether they intend to or not. Planning takes on a different dimension […]
Continue reading…Aging Without a Built-In Support System
“Who’s going to take care of you when you get older?” If you do not have children, you may have heard this question from family members or friends. It often comes from a place of genuine concern, but it can also oversimplify the realities of aging. Having adult children does not guarantee that someone will […]
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Quiz: How Well Do You Know Your Own Estate Plan?
As adults, we rarely face a multiple-choice exam or a pop quiz. The tests that come our way tend to be real-life ones: moments that reveal how prepared we actually are for the unexpected. That is how your estate plan is supposed to work. The true test of your plan does not arrive in your […]
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Before You Go to Court Over an Estate: What the Fight Really Costs
A parent dies, and something about the paperwork does not sit right—a will changed late in life, a trustee who has gone quiet, a caregiver who ended up with more than anyone expected. Family members face a choice: Let it go or take the fight to court. Before choosing either path, families should understand what […]
Continue reading…Where Does It All Go? Legacy Planning Without Direct Descendants
Estate planning tends to assume a straight line: parents to children. But that assumption does not fit everyone. For people without children, the question becomes, Who should inherit your assets and how do you want your legacy to be carried forward? Not Having a Will May Leave Your Estate to State Law An estate is […]
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Your College Student’s Digital Life: The Hidden Estate Planning Gap Nobody Talks About
When a child is preparing to leave for college, both the student and the parent may face a period of uncertainty. For many students, college is their first experience living independently. That independence extends beyond just living away from home. It may include having new financial accounts, credit cards, electronic devices, school portals, and online […]
Continue reading…Rethinking the Beneficiary Conversation for Clients Without Kids
One thing that almost every client shares, regardless of whether they have children, is a desire to pass down a legacy. That legacy can be anything the client wants it to be. But when children are not a part of the mix, beneficiaries may be less evident, demanding a more in-depth conversation about what the […]
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How Do I Donate My Organs When I Die?
If you want to donate your organs when you die, you have to think about exactly what you want, legally document your wishes, and communicate them to loved ones who will carry them out. Organ donation is one of the most regulated aspects of the healthcare industry, with unique legal considerations. Nearly every state has […]
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