The Wealth Counselor

Proper Planning for a Client’s Sports Memorabilia Collection

It is a scenario we have all dreamed about: discovering a hidden treasure trove tucked away in the dusty corners of an attic.  But it was not gold coins or heirloom jewelry that an Ohio man found in a box that had belonged to his grandfather. It was a collection of vintage baseball cards for […]

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Counseling Clients About Their Vacation Homes 

Residential real estate is the largest asset class in the United States. Beyond its primary function of providing shelter, housing provides a store of wealth and increases individual economic growth. A residence—particularly a vacation property—can also have sentimental value to a family.  Second homes are traditionally associated with wealthy Americans, but research shows that vacation […]

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Heat Up Your Clients’ Estate Plans: Hot Tips and Cool Strategies

Ballots to Beneficiaries: How Potential Presidential Policies Could Shape the Future of Estate Planning The 2024 presidential election is only a few months away. As campaign ads ramp up and we enter debate season, the candidates will sound off on their respective positions about a wide range of topics, from the economy, immigration, and education […]

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Planning with Life Insurance

Creative Uses for Life Insurance Slightly more than half of Americans (52 percent) have a life insurance policy, and about 4 in 10 adults say they do not have enough life insurance coverage. That leaves about 100 million Americans uninsured or underinsured when it comes to carrying life insurance.  Because life insurance provides funds for […]

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Who Should Your Client Name as a Beneficiary?

Americans pay hundreds of billions of dollars in life insurance premiums per year. Most policyholders will never see a payout themselves. Instead, it will go to their loved ones to provide for them when the policyholder dies.  Life insurance benefits and claims totaled $797.7 billion in 2022, including more than $88 billion in death benefits, […]

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