Travel takes us out of our comfort zone, exposes us to new stimuli, and can rekindle a sense of awe as we leave the familiar behind and embrace the unknown.  It also challenges us to think and act differently.  But by stripping away our daily routines, travel can expose gaps in how prepared a person […]

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Good news in the form of a sudden windfall can force a family into a new financial position that materially alters their legacy and estate plan.  While newly acquired wealth may seem purely positive, it can attract the attention of the Internal Revenue Service and prompt an evaluation of which extended family members or charities […]

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Whether it is the onset of a disability or chronic illness later in life or struggles with substance abuse, financial collapse, or bankruptcy, a personal crisis affecting a client’s adult child can affect the entire family.  Parents may feel an urgent need to help but are not always sure how. Their personal feelings can complicate […]

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Your clients planned a life together. Nothing could have prepared them for this. When a client’s spouse unexpectedly passes away, death is no longer theoretical. Decisions that may have been discussed briefly in a planning conversation are now a lived reality, and the situation demands both sensitivity and urgency. Certain steps must be taken immediately, […]

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There are calls advisors hope they never receive—but increasingly, they are becoming part of the landscape of wealth management. A family member, often a spouse or adult child, contacts you urgently. They are concerned that the client can no longer manage their finances, is making unclear or inconsistent decisions, or is giving instructions that seem […]

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